For Florida families & businesses
Home & business lending, done right.
Purchase, refinance, FHA, VA, jumbo, investor and commercial loans, handled by experienced loan officers who answer your calls, know your file, and close on time.
25+
years in lending
9
loan programs
All FL
statewide coverage
Loan Programs
Nine ways to get to yes.
Residential, investor and commercial. If your situation doesn't fit a box, call us. Unusual files are our specialty.
Which one fits me?
01Conventional PurchaseCompetitive fixed and adjustable rates for primary homes, second homes and condos.Ask →02RefinanceLower your rate, shorten your term, or take cash out of your equity.Ask →03FHA LoansDown payments from 3.5% with flexible credit requirements.Ask →04VA LoansZero-down financing for veterans, active duty and eligible spouses.Ask →05Jumbo LoansFinancing above conforming limits for higher-value Florida properties.Ask →06Commercial & BusinessPurchase or refinance office, retail, multifamily and mixed-use properties.Ask →07DSCR / Investor LoansQualify on the property’s rental income, not your tax returns.Ask →08Reverse MortgageConvert home equity into income for homeowners 62 and older.Ask →09First-Time Buyer ProgramsDown-payment assistance and guidance for your first purchase.Ask →
Payment Calculator
Know your number before you shop.
Principal & interest only. Taxes, insurance and HOA vary. A loan officer gives you the full picture in minutes.
ESTIMATED MONTHLY PAYMENT
$2,275
principal & interest · 30-year fixed
Loan amount$360,000
Total interest over term$459,160
Lock in my real rateOur Team
Loan officers with direct lines.
The person who quotes your loan is the person who closes it. Call any of us directly.
What clients say
“They closed our purchase in 24 days after another lender sat on it for two months. Every call was answered by the same person.”
“As a self-employed buyer I was turned down twice elsewhere. They found a program that worked with my actual finances.”
“We’ve financed three investment properties through them. Straight answers, realistic numbers, no surprises at closing.”
Mortgage Insights
From our desk to yours.
Get new posts by email →RATES · Jul 2026
Where Florida mortgage rates are heading this quarter, and what it means for buyers
Rates have moved half a point since spring. Here’s how that changes payments at typical South Florida price points, and why waiting for the "perfect" rate usually costs more than it saves.
Read on the blog →
FIRST-TIME BUYERS · Jun 2026
The 3.5% down myth: what FHA really requires in 2026
FHA is more flexible than most buyers think, and stricter in a few places they don’t expect. A plain-English walkthrough.
Read on the blog →
INVESTORS · Jun 2026
DSCR loans explained: qualifying on rent, not tax returns
How investor loans price, what ratios lenders want, and when a DSCR loan beats conventional financing.
Read on the blog →
Contact
Tell us about your loan.
OFFICE
5600 NW 102nd Ave, Ste. ISunrise, FL 33351
PHONE
(954) 478-5071COMPANY NMLS
#371185 · Licensed in FloridaReady to talk?
Answer a few quick questions and a licensed loan officer will call you back. No credit impact.
Talk to a Loan OfficerCall (954) 478-5071