Commercial real estate loans for Florida businesses.
Purchase, refinance or pull cash out of office, retail, industrial, warehouse and mixed-use property. We structure financing for owner-occupied businesses and commercial investors alike — with a licensed loan officer on your file from first call to closing.
- ✓Owner-occupied and investment structures
- ✓Office, retail, industrial, warehouse & mixed-use
- ✓Purchase, rate-and-term and cash-out refinance
- ✓Bank-statement and SBA-adjacent options
Programs matched to your property.
Owner-Occupied Commercial
Buy or refinance the building your business operates from, often with stronger terms than investment financing.
Office & Retail
Multi-tenant and single-tenant office and retail properties, including strip centers and professional condos.
Industrial & Warehouse
Warehouses, flex space, light industrial and distribution facilities across Florida.
Mixed-Use
Combined residential-and-commercial buildings underwritten to their blended income.
Cash-Out Refinance
Tap equity in a commercial property to fund expansion, renovations or a new acquisition.
Bridge & Value-Add
Short-term financing to acquire, reposition or stabilize a property before permanent financing.
Answers before you apply.
What types of commercial property do you finance?+
Office, retail, industrial, warehouse, mixed-use and multifamily. For hotels and apartment complexes we have dedicated programs — see our hospitality and multifamily pages.
Do I need to occupy the building?+
No. We finance both owner-occupied properties (where your business operates) and pure investment properties. Owner-occupied files often qualify for better terms.
Can I refinance to take cash out?+
Yes. Cash-out refinancing lets you use built-up equity for renovations, expansion, debt consolidation or a new purchase, subject to the property's value and income.
What documentation is required?+
It depends on the program. Full-documentation loans use tax returns and financials; bank-statement and DSCR-style options qualify on property income or deposits instead.